Michael A. Jones – PREC* | Royal LePage Kelowna

BC Home Owner Grant explained

If you’re living in your primary residence in Kelowna, West Kelowna, Peachland, Lake Country, or Vernon — and your home’s assessed value is under the current threshold — you may qualify for the BC Home Owner Grant.

The grant reduces the amount of property tax you pay each year on your principal residence. It’s not automatic — you must apply for it every year, even if your mortgage company pays your taxes on your behalf.

Who Can Apply?

  • You must be a Canadian citizen or permanent resident
  • You must live in your home as your principal residence
  • Your home must be in British Columbia
  • The home’s assessed value must be below the grant threshold (see current limits)

There are two main types of grants:

Basic Grant (Under 65)

  • Up to $770 in most of BC

Additional Grant (Seniors 65+, Persons with Disabilities, Veterans)

  • Up to $1,045 in most of BC

How to Apply

Applications are made online through the Province of BC:

You'll need:

  • Your roll number and jurisdiction number (found on your property tax notice)
  • Access to a computer or mobile device

Example Using a $2,500 Tax Bill

Let’s say your annual property taxes are $2,500. Here’s how the grant affects your balance owing:

  • Standard homeowner (under 65):
    $2,500 – $770 = $1,730 owing
  • Senior or person with disability:
    $2,500 – $1,045 = $1,455 owing
  • Higher-assessed home (partial grant):
    $2,500 – $400 = $2,100 owing

Deadline

The Home Owner Grant must be claimed every year, usually by early July. Don’t miss it — even if you’re on pre-authorized payments or your lender pays your taxes for you.

Need Help or Know Someone Who Could Use It?

If you have questions about property taxes, homeownership programs, or buying or selling in the Okanagan — reach out anytime. And if you know someone who could use this info, feel free to pass it along. Referrals are always appreciated and treated with care.

Also check out: What Happens After You Find a Home in BC?

This post is for informational purposes only and does not constitute legal or financial advice. Please consult the Province of British Columbia or a property tax specialist for official guidance.